Which providers offer financing options for gynecomastia surgery?

Cost is one of the biggest concerns for men considering gynecomastia surgery. It’s frustrating to discover that insurance rarely covers gynecomastia surgery or male breast reduction. At XSculpt male cosmetic surgery in Chicago, we we offer flexible payment options through CareCredit and Cherry Financing, making gynecomastia surgery more accessible and affordable. Here’s a quick explanation at why insurance usually doesn’t cover this procedure, how XSculpt’s financing works, and what to expect when applying.

Why Insurance Usually Doesn’t Cover Gynecomastia Surgery

Most insurance companies classify gynecomastia surgery as cosmetic, not medically necessary. Coverage may apply only in rare cases-such as when hormonal disorders or chronic pain are documented. At XSculpt, we’re transparent about all costs and help you explore the best payment options for your situation.

Cherry Financing

Cherry is a buy-now-pay-later option for medical and aesthetic procedures.

• Fast approval process with soft credit checks.
• Split payments over several months.
• Great for patients who want short-term flexibility without long credit commitments.

CareCredit

CareCredit is a healthcare credit card designed for medical expenses.

• Apply online and get pre-approved in minutes.
• Choose flexible payment terms, often with 0% or low-interest promotional plans.
• Ideal if you prefer predictable, fixed monthly payments.

How to Apply for Financing at XSculpt for gynecomastia surgery

1. Schedule your free consultation by uploading pictures through our secure online form
2. Receive your personalized gynecomastia quote.
3. Choose CareCredit or Cherry and complete your application.
4. Get approved and finalize your plan before surgery.

Our team can help you apply and review all options during your consultation.